For housing agencies

Built for administrative agents, not adapted for them.

Applyfi was built for the people responsible for UHAC and Mount Laurel units and for administrators of Housing Choice Vouchers — the work of collecting, verifying and defending a file, rather than generic form intake with housing words on it.

One review queue

Applications and their documents in a single queue, with the outstanding items on each file visible without opening it.

Your whole staff, not one login

Seats are free and unlimited — we bill per application invitation, not per person. Every seat sees the organization's records; the owner seat manages staff and billing.

Rules you can shape

Regulatory rules ship with the product. Your own requirements layer on top, per program, without waiting on us.

Third-party verification

Employers and landlords complete income and tenancy certifications through a one-time signed link — no account, no PDF round-trip.

Assisted follow-up

Drafting a request for a missing document takes a click, in your organization's voice, with the file's context already in it.

Defensible by construction

An append-only notification log, document query history, and supersede and soft-delete records — the artifacts a monitor asks for.

File handling

Ten photos in. One named document out.

Pages assembled for them

Applicants photograph documents on a phone, one page at a time. Ten separate JPGs arrive where a single PDF belongs — and that is fine. Applyfi reads the batch, works out which images are pages of the same document and in what order, and renders them into one PDF.

Distinct documents stay distinct: four pay periods photographed in one go become four pay stubs, not one forty-page file. Adding a missing page later appends it in place, so nobody is ever asked to merge PDFs by hand.

Every file named for what it is

Names are built from what the document actually says — the employer and check date on the stub, the account type and last four on the statement. No more d9djfd9jdl.jpg.

What arrives
What is filed
IMG_0431–0434.jpg
Paystub-Marc-Riverview-2026-07-18.pdf
scan0012.pdf
Checking-4417-Marc-2026-06.pdf
d9djfd9jdl.jpg
Gov_ID_Marc_2026-07-28.pdf
taxes final (2).pdf
2025-FedTaxReturn-Marc-Michele.pdf

A reviewer opening the file six months later reads the list and knows what is in it. So does the applicant.

DepositIQ

Every deposit read. Only the unexplained ones asked about.

Reading bank statements line by line for income the application does not declare is slow, and easy to get wrong on the fortieth line. DepositIQ reads every statement on the file alongside the pay stubs, sets aside the deposits the file already explains — each with its reason — and leaves your team a short list, with a running total, to put to the applicant.

Agency review · DepositIQ
Illustration of the product

Statement · Checking ····4417

STATEMENT PERIOD 06/01/2026 – 06/30/2026
Jun 01BEGINNING BALANCE
Jun 02SHOPRITE #412−$84.17
Jun 03RIVERVIEW HEALTH PAYROLL$1,642.38
Jun 04OAK TERRACE MGMT RENT−$1,150.00
Jun 05ZELLE FROM J MARTINEZ$300.00
Jun 06TARGET T-1187−$48.19
Jun 09PSE&G−$131.55
Jun 11TARGET RETURN T-1187$48.19
Jun 12ONLINE XFER FROM SAV 2210$500.00
Jun 13WAWA 8120−$23.10
Jun 15MOBILE CHECK DEPOSIT$850.00
Jun 16VERIZON WIRELESS−$95.00
Jun 17RIVERVIEW HEALTH PAYROLL$1,642.38
Jun 18NJ TRANSIT−$64.00
Jun 22SHOPRITE #412−$112.36
Jun 23SSA TREAS 310 SOC SEC$1,014.00
Jun 24CVS/PHARMACY−$18.42
Jun 25ZELLE FROM ACME EVENTS LLC$420.00
Jun 26CASH DEPOSIT$600.00
Jun 29COMCAST−$89.99
Jun 30ENDING BALANCE

DepositIQ

Reading…
Jun 03RIVERVIEW HEALTH PAYROLL$1,642.38

✓ Matches a pay stub on file — Riverview Health, paid Jun 3

Jun 05ZELLE FROM J MARTINEZ$300.00
Jun 11TARGET RETURN T-1187$48.19

✓ Refund of a purchase — Target, bought Jun 6

Jun 12ONLINE XFER FROM SAV 2210$500.00

✓ Transfer from Savings ····2210, seen leaving that account the same day

Jun 15MOBILE CHECK DEPOSIT$850.00
Jun 17RIVERVIEW HEALTH PAYROLL$1,642.38

✓ Matches a pay stub on file — Riverview Health, paid Jun 17

Jun 23SSA TREAS 310 SOC SEC$1,014.00
Jun 25ZELLE FROM ACME EVENTS LLC$420.00
Jun 26CASH DEPOSIT$600.00

DepositIQ points out what is unexplained; your team decides what matters. A paycheck is set aside only when it matches a pay stub on file, and a transfer only when it is seen leaving one of the household’s accounts and arriving in another. Anything the file cannot account for stays on the list.

Data handling

Tax returns and SSNs are treated like tax returns and SSNs.

A live application and a closed one are different problems. One has to be reachable by your reviewers every day; the other has to survive years of retention without becoming a liability. They are held separately, under different controls.

Live applications

Isolated per agency

Every query is scoped to your organization. Multiple agencies share the platform; none share a record, and none can reach another's.

Live applications

Encrypted, least-privilege

Sensitive fields encrypted at rest and in transit. Raw identifiers never appear in logs, never persist to the browser, and are not retained by the AI layer beyond the verification itself.

Live applications

Named access, logged

Because seats are free, nobody shares a login. Every action on a file belongs to a person, and the log of who asked for what is append-only.

Closed applications

Cold archive on close

Finalized files leave the active environment for a stricter archive with its own encryption keys and break-glass retrieval — reachable for an audit, not for browsing.

Closed applications

Held to your program's rule

Retention follows the program, not our convenience — commonly three to six years or more depending on the funding source — then secure disposal. Nothing lingers indefinitely by default.

Federal tax information

Designed to Pub 1075

Returns and transcripts are the most sensitive thing you collect. Their handling, storage, access controls and disposal were designed against IRS Publication 1075's safeguards for federal tax information.